Apple Pay

We’re one step closer to ditching the wallet for good thanks to Apple Pay. The contactless payment system, which is accessible on a wide range of Apple products, makes it simple to pay for ordinary things.

We’ll go through how to use Apple Pay, how to set it up, and how the payment system works in shops and online.

How to Set Up Apple Pay

When attempting to add your card information to Apple Pay, the first big question to ask is whether your card supports the function. To utilize the contactless payment function, your bank or card issuer must support Apple Pay.

How to Setup And Use Apple Pay in Stores and Online

To see if your card is compatible, take a look at the complete list on the Apple website. The number of supported card issuers varies widely depending on your country.

When you’ve confirmed that your card is supported, open up the Wallet app on an iPhone. Make sure you’re signed in with an Apple ID. Then follow these steps:

  1. Tap the plus (+) icon in the upper right-hand corner.
  2. Choose the type of card to add to Apple Pay. Along with a credit or debit card, you can also add some types of transit cards.
  3. Place the card on a flat surface and then use the iPhone camera to automatically scan and import the information. Alternatively, you can also add the card number and expiration date manually.
  4. After your card issuer verifies the card information, it will be added to the Wallet app.

Even after adding your card information to an iPhone, you’ll have to enter it again on an Apple Watch for additional security. To do that, open up the companion Watch app and locate Wallet & Apple Pay in the My Watch tab. Then select Add Card.

To add a card on your iPad, head to Settings > Wallet & Apple Pay and select Add Card. The rest of the process is just like on the iPhone.

Setting up Apple Pay on the Mac is a similar process, where you’ll enter the credit or debit card information to use for online payment.

How to Setup And Use Apple Pay in Stores and Online

How to Use Apple Pay

It’s time to start utilizing Apple Pay now that your credit card information has been uploaded to the Wallet app. The most common method is to visit a physical store.

Look locate the payment terminal and whip out your iPhone at the checkout. The following step is determined by the model of your iPhone.

On an iPhone with Face ID, double-click the Side button, even if the handset is locked. On the screen, you’ll see the default payment card, or you can select what card you’d like to use. You can then glance at the screen or enter the phone passcode to authenticate the payment.

Hold your iPhone near the payment terminal until you see Done and a checkmark on the iPhone display.

You can also pay with an Apple Watch. To use the default card, double-click the Side button. That brings up the default card. You can also change the card if you’d like. Place the Apple Watch display near the reader until you feel a gentle tap. The payment is then complete.

Since your watch is paired with your iPhone, there’s no need to enter a passcode or other authentication method.

With either option, depending on the store and payment amount, you might have to enter a PIN or sign a receipt.

Using Apple Pay online is a bit different. Only available on the Mac, iPhone, and iPad, you’ll see the Apple Pay logo during the checkout process in an app or Safari. Select that and you’ll see a dialog box with your default credit card and shipping information. You can quickly switch to another card, if necessary.

When ready to confirm the payment on an iPhone or iPad with Face ID, double-click the Side button and then use Face ID or passcode. On an iPhone or iPad without Face ID, use Touch ID or enter the device’s passcode.

Using a Mac with Touch ID, you’ll use that security method to confirm a purchase. On a Mac without a Touch ID, you can enter your passcode.

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